6 Best Personal Budget Planner

We’ve rounded up some best personal budget planner applications available on mobile devices. Keeping track of daily expenses is not an easy task and it gets worse when you forget to pay those bills or keep wondering why you’re falling short of cash by the end of the month. Well, the tools listed below can help get your finances organized by allowing you to keep a close eye on how much you spend.

What’s more, some of them come in built-in reminder options that will alert you of pending bills and payments. Most of the options are available for free, but if you want access to various advance features, you’ll have to shell out some cash.

1. Mint:

Mint

If you’re longing for a hassle-free way of managing your expenses, then Mint is just the right choice. This tool is simple and it comes with an intuitive interface. All of your personal finance accounts including checking, savings, and credit card, are clubbed together under a single roof. This allows you to track how much you spend and also create a budget to save more.

The developer has also thrown in a very useful utility which provides bill alerts through email or text. And if you own a tablet, you’ll be able to view your spending data in chart and graph formats as well as access the information when offline. Mint connects to your accounts securely and its services are available for free.

Download: Android, iOS, Windows Phone.

2. Expense Manager:

Expense Manager

Expense Manager is one of the most sought after personal budget planner applications available on Android. As the name suggests, the app allows you to track how much you spend and also your income. This data is delivered in weekly, monthly and yearly formats and it can even be segregated in categories which are customizable. Multiple accounts can be managed here and the tool supports different currencies as well. It allows you to schedule payments and also provides alerts on the same.

Various add-ons have been preloaded. They include a currency converter and a calculator for tips, tax and credit cards. Where security of your data is concerned, you’ll have the options to import and export in CSV format as well as backup content to the SD card or Dropbox. Expense Manager is available for free and doesn’t have any annoying ads.

Download: Android.

3. Budgt:

Budgt

Reckless spending is one problem that plagues a lot of people. You can easily lose track of how much you spend on a daily basis and end up wondering where all the money went. Budgt is an application for iOS devices designed to make expense management a piece of cake. This tool is aimed at students and individuals with small monthly incomes. this option in our best personal budget planner lineup basically creates a budget for you based on how much you spend. That way, you’ll know where and for what you shell out cash.

With support for categories, you’ll also be able to keep track on specific expenses. A custom amount can be set each month along with targeted savings. Budgt allows you to export data in CSV format and lock access to the app with a pincode. Last, but not the least, custom reminders make sure you feed in expenses throughout the day.

Download: iOS.

4. Toshl Finance:

Toshl Finance

Toshl Finance offers almost everything you need to organize expenses. Having earned a spot on the personal budget planner roster, this tool will help you achieve peace of mind by allowing you to keep track of where your money is going and create budgets to save cash. With the expense tracker tool, you can monitor the inflow and outflow of money by simply entering your expenses and earnings.

Then there’s the budget keeper where daily, weeks, monthly and yearly pans can be set up. Toshl Finance also has a bill organizer which reminds you when your payments are due. All financial data can be viewed in graphical format and kept secure with a passcode. The app can be synced with multiple devices and it tags along a currency converter for traveling abroad. This service is available for free, but you’ll have to purchase a subscription if you want access to all features.

Download: Android, iOS.

5. MoneyWise:

MoneyWise

MoneyWise is amongst the simplest expense management applications available on Google Play. By providing a user-friendly UI, you can conveniently feed in data without any hassles. The app doesn’t require an internet connection to function and unlike most other options on this list, you won’t need to register for an account also.

Multiple profiles and budgets can be managed together and you can add tags for specific expenses which can be viewed by category in graphs. This tool is also helpful if you travel a lot as the default currently can be changed easily. Data can be backed up to the SD card, Dropbox or via email and exported as CSV or HTML files.

Download: Android.

6. Pocket Expense:

Pocket Expense

Last on the personal budget planner list is iOS application Pocket Expense. Being touted as full-featured finance software, it covers everything from budget management, to bill tracking. This tool supports multiple accounts which are displayed in a single interface. It also provides daily, weekly, monthly and yearly statistics of your spending. For quickly locating and editing of transactions, there’s a search option included. Pocket Expense comes with password protection and data can be backed up as well as restored over Wi-Fi.

Download: iOS.

Conclusion:

These personal budget planner applications will certainly help you keep track of how and where you spend your money. They’re also very useful if you want to start saving. So tells us, which of these best apps are you planning to download?