Our best budget apps for iPhone should help you out by keeping your finances in check so that you always have some amount left in your wallet to go splurge with. The options listed below bring income and debt status information bits to both professionals as well as homemakers alike. Check out the choices in this lineup to pick out a suitable companion that will aid you to sail through by keeping a tab on your assets and managing your finances.
1. Mint.com Personal Finance
Taking care of your money can get a bit tedious. But what if you have all the required details in one place? Comparing, managing and saving probably become that much easier and the Mint.com software intends to do so. With this particular app onboard, you can track, manage and create a budget for all your expenditures. However, to utilize this application, you should have an account on Mint.com. You will need to add in your bank, credit, loan and retirement accounts, for the app to begin categorizing the transactions. Since the software is passcode protected, it’s secure and you can always deactivate mobile access from your Mint.com profile page in case you lose your iPhone.
When digging up budget apps for iPhone on the Apple App Store, you are bound to come across the MoneyBook option. Its user-friendly UI facilitates carrying out the number game with ease apart from dabbling in the various features it brings in. It gives you the liberty to create a backup of all your data and customize categories while also managing expenses and income. Plus, it comes with password protection amongst a host of other things on the platter. An overview of transactions can be displayed so that you may pat yourself on the back for the money well spent and keep a tab on the losses incurred. Furthermore, it features notes for transactions and drags in a number pad too. It also displays the progress made over the former month and statistics for transactions, amidst other interesting features.
3. Loan Shark
A quick number crunching system that gives you a glimpse into the amount of time it will take to pay off those credit cards, calculate interest on loans and the likes, is always welcome. And this is precisely what the Loan Shark application intends to deliver and more. The offering may take the tag of a ‘frenemy,’ for it could serve as a bitter reminder of all your loans, yet it aims to help you with becoming debt-free soon. It keeps you informed about the interest that has to be paid and maintains a tab on your home loans, car loans, business loans and more. This candidate in our roundup also tracks the progress of your mortgage amongst other features.
The next entrant in our budget apps for iPhone roster is the Left to spend offering. The title is quite self-explanatory and the software has nothing more to offer than just that – telling you how much you have ‘left to spend.’ Its simplicity mixed with immense utility is what probably clicks with many users. All you have to do is calculate the money that remains after the bills are paid every month. The amount is to be divided by 31. You are then required to add in the amount that you are spending, which will be deducted from the daily allowance. This should help you shell out the cash that’s within the set daily limit.
5. Pageonce – Money & Bills
You know, any budget application which tags along some neat features and doesn’t charge a penny for delivering that to you is a good first step to saving up and managing finances. You can keep a tab on your money, bills and credit tags amidst other financial data with Pageonce – Money & Bills. The offering takes it upon itself to remind you about bill due dates and you can also opt to get real-time alerts when it comes to all your accounts. Another interesting attribute is the app’s ability to track mobile minutes along with text and data usage. Apart from viewing bill statements, your investment portfolio can also be easily tracked. Additionally, frequent flyer miles and rewards can be seamlessly viewed for those who take to globetrotting every now and then.
Need we say why PayPal has been featured on our budget apps for iPhone roster? This application only makes things more convenient, especially if you are amongst those who are constantly traveling. Besides sending cash to your pals in need or simply gifting them a certain amount of money for their birthday, you can view transactions, check your balance and make withdrawals, directly from your Apple smartphone. Furthermore, you can click a picture of a check for directly adding money. No charges are applied when sending out cash within the U.S. And you don’t even have to spend a dime to download this offering that is available on the App Store.
Which of these best budget apps for iPhone struck a chord with you? Write in a comment to let us know about your favorites and whether we’ve missed out on the one that you prefer.